/* ===== THEME: change these 6 values to re-colour the whole site ===== */
:root{
  --primary:#0F2B5B;      /* navy: header text, buttons, banners */
  --primary-dark:#0A1D3F;
  --accent:#E8A317;       /* amber: highlights, CTA hover, step numbers */
  --soft:#F3F6FB;         /* light section background */
  --text:#1F2937;
  --muted:#5B6575;
  --line:#E2E8F0;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Inter',system-ui,sans-serif;color:var(--text);line-height:1.65;background:var(--white)}
h1,h2,h3{font-family:'Poppins','Inter',sans-serif;color:var(--primary);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.2vw,3rem);font-weight:700}
h2{font-size:clamp(1.5rem,2.8vw,2.1rem);font-weight:600}
h3{font-size:1.1rem;font-weight:600}
p{margin:0 0 1em;color:var(--muted)}
a{color:var(--primary)}
img{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
section{padding:68px 0}
.alt{background:var(--soft)}
.center{text-align:center}
.lead{max-width:62ch;margin-left:auto;margin-right:auto}
.kicker{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:700;margin-bottom:10px;display:block}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}

/* top bar + header */
.topbar{background:var(--primary-dark);color:#cfd8e8;font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.topbar a{color:#cfd8e8;text-decoration:none;margin-right:18px}
header.site{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
.logo{text-decoration:none;display:flex;align-items:center;gap:12px}
.logo-mark{width:44px;height:44px;border-radius:8px;background:var(--primary);color:var(--accent);display:grid;place-items:center;font-family:'Poppins';font-weight:700;font-size:1.05rem}
.logo b{display:block;font-family:'Poppins';color:var(--primary);font-size:1.15rem;line-height:1.1}
.logo small{color:var(--muted);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}
nav.main{display:flex;gap:6px;align-items:center;flex-wrap:wrap}
nav.main a{text-decoration:none;color:var(--text);font-size:.92rem;font-weight:500;padding:8px 12px;border-radius:6px}
nav.main a:hover,nav.main a.active{color:var(--primary);background:var(--soft)}
nav.main a.cta{background:var(--primary);color:#fff;margin-left:6px}
nav.main a.cta:hover{background:var(--accent);color:var(--primary-dark)}

/* buttons */
.btn{display:inline-block;padding:13px 26px;border-radius:6px;font-weight:600;font-size:.95rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit}
.btn-primary{background:var(--accent);color:var(--primary-dark)}
.btn-primary:hover{filter:brightness(.95)}
.btn-dark{background:var(--primary);color:#fff}
.btn-outline{border-color:#fff;color:#fff}

/* hero */
.hero{background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;padding:72px 0}
.hero h1{color:#fff}
.hero p{color:#cfd8e8;font-size:1.08rem;max-width:52ch}
.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:48px;align-items:center}
.hero ul{list-style:none;padding:0;margin:22px 0;color:#e6ecf7}
.hero li{padding-left:26px;position:relative;margin-bottom:8px}
.hero li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.btn-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}

/* forms */
.form-card{background:#fff;border-radius:10px;padding:28px;box-shadow:0 18px 40px rgba(10,29,63,.18);color:var(--text)}
.form-card h3{margin-bottom:4px}
.form-card .sub{font-size:.88rem;margin-bottom:16px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field{margin-bottom:12px}
.field label{display:block;font-size:.78rem;font-weight:600;color:var(--muted);margin-bottom:4px}
.field input,.field select,.field textarea{width:100%;padding:11px 12px;border:1px solid #cbd5e1;border-radius:6px;font:inherit;background:#fff}
.field textarea{min-height:80px;resize:vertical}
.consent{display:flex;gap:8px;font-size:.78rem;color:var(--muted);margin:6px 0 14px}
.consent input{margin-top:3px}
.form-card .btn{width:100%}

/* cards / grids */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 12px 28px rgba(15,43,91,.10);transform:translateY(-2px)}
.icon{width:54px;height:54px;border-radius:12px;background:var(--soft);display:grid;place-items:center;margin-bottom:16px}
.icon svg{width:28px;height:28px;stroke:var(--primary);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card ul{margin:0 0 1em;padding-left:18px;color:var(--muted);font-size:.93rem}
.card li{margin-bottom:5px}
.more{font-weight:600;font-size:.9rem;text-decoration:none;color:var(--primary);border-bottom:2px solid var(--accent)}
.mini{display:flex;gap:12px;align-items:flex-start;padding:16px 18px;border:1px solid var(--line);border-radius:8px;background:#fff}
.mini b{display:block;color:var(--primary);font-family:'Poppins';font-size:.95rem}
.mini span{font-size:.85rem;color:var(--muted)}
.mini i{font-style:normal;color:var(--accent);font-weight:700}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{text-align:center;padding:0 8px}
.step .n{width:52px;height:52px;border-radius:50%;background:var(--primary);color:var(--accent);font-family:'Poppins';font-weight:700;display:grid;place-items:center;margin:0 auto 14px;font-size:1.1rem}
.steps.three{grid-template-columns:repeat(3,1fr)}

/* about image placeholder */
.ph{min-height:300px;border-radius:12px;background:linear-gradient(135deg,#dbe5f5,#eef3fb);display:grid;place-items:center;color:var(--muted);font-size:.85rem;border:1px dashed #b8c6df;text-align:center;padding:20px}
.split{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:center}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px 20px;margin-bottom:12px}
summary{cursor:pointer;font-weight:600;color:var(--primary);font-family:'Poppins';font-size:.98rem}
details p{margin:10px 0 0}

/* CTA banner */
.cta-band{background:var(--primary);color:#fff;text-align:center;padding:56px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#cfd8e8}

/* inner page banner + layout with sticky form */
.banner{background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;padding:52px 0}
.banner h1{color:#fff;font-size:clamp(1.8rem,3.4vw,2.5rem)}
.banner p{color:#cfd8e8;max-width:60ch;margin:0}
.crumb{font-size:.8rem;color:#9fb1d1;margin-bottom:10px}
.crumb a{color:#9fb1d1;text-decoration:none}
.with-form{display:grid;grid-template-columns:1.7fr 1fr;gap:40px;align-items:start}
.sticky{position:sticky;top:96px}
.stack>*+*{margin-top:22px}
.note{border-left:4px solid var(--accent);background:#FFF8E8;padding:14px 18px;font-size:.88rem;color:#6b5314;border-radius:0 6px 6px 0}
.note.info{border-color:var(--primary);background:var(--soft);color:var(--primary)}
table{width:100%;border-collapse:collapse}
td,th{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;font-size:.92rem}
.pills{display:flex;flex-wrap:wrap;gap:10px}
.pill{background:var(--soft);border:1px solid var(--line);color:var(--primary);padding:8px 14px;border-radius:999px;font-size:.86rem;font-weight:500}

/* footer */
footer.site{background:var(--primary-dark);color:#b9c6dd;padding:56px 0 24px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
footer.site h4{color:#fff;font-family:'Poppins';margin:0 0 14px}
footer.site a{display:block;color:#b9c6dd;text-decoration:none;margin-bottom:8px;font-size:.92rem}
footer.site a:hover{color:var(--accent)}
footer.site p{color:#9fb1d1;font-size:.88rem}
.copy{border-top:1px solid #1c3566;margin-top:32px;padding-top:18px;font-size:.78rem;color:#7f93b8}

@media(max-width:900px){
  .hero-grid,.split,.with-form,.grid3,.grid2,.grid4,.steps,.steps.three,footer.site .cols{grid-template-columns:1fr}
  .sticky{position:static}
  nav.main a{padding:7px 9px;font-size:.85rem}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.avatar{width:100%;aspect-ratio:1;object-fit:cover;object-position:top;border-radius:8px;margin-bottom:14px;display:block}

.banner-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:32px;align-items:center}
.banner-img{width:100%;max-width:380px;justify-self:end}
.side-img{width:100%;border-radius:14px}
ul.tick{list-style:none;padding:0;margin:0 0 22px}
ul.tick li{position:relative;padding-left:28px;margin-bottom:10px;color:var(--muted)}
ul.tick li::before{content:"\2713";position:absolute;left:0;color:var(--accent);font-weight:700}
@media(max-width:900px){.banner-grid{grid-template-columns:1fr}.banner-img{max-width:260px;justify-self:start}}

.profile{display:grid;grid-template-columns:240px 1fr;gap:32px;align-items:start;margin-top:26px;padding:30px}
.profile .avatar{margin:0}
.profile h3{font-size:1.35rem;margin-bottom:2px}
.profile .role{color:var(--accent);font-weight:600;font-size:.9rem;margin-bottom:14px}
.profile:hover{transform:none;box-shadow:none}
.wa-fab{position:fixed;right:20px;bottom:20px;z-index:50;display:flex;align-items:center;gap:8px;background:#25D366;color:#fff;border:0;border-radius:999px;padding:13px 18px 13px 14px;font:600 .92rem 'Inter',sans-serif;cursor:pointer;box-shadow:0 8px 22px rgba(0,0,0,.25)}
.wa-fab svg{width:26px;height:26px}
.wa-fab:hover{filter:brightness(.95)}
.wa-panel{position:fixed;right:20px;bottom:82px;z-index:50;width:min(340px,calc(100vw - 40px));background:#fff;border-radius:14px;box-shadow:0 18px 44px rgba(10,29,63,.28);overflow:hidden}
.wa-panel[hidden]{display:none}
.wa-head{background:#128C7E;color:#fff;padding:14px 16px;display:flex;justify-content:space-between;align-items:center;font-family:'Poppins',sans-serif}
.wa-close{background:none;border:0;color:#fff;font-size:1.5rem;line-height:1;cursor:pointer}
.wa-body{padding:16px}
.wa-body p{font-size:.88rem;margin-bottom:12px}
.wa-body a{display:block;padding:11px 14px;margin-bottom:8px;border:1px solid var(--line);border-radius:8px;text-decoration:none;color:var(--primary);font-size:.9rem;font-weight:500}
.wa-body a:hover{background:var(--soft);border-color:#25D366}
@media(max-width:900px){.profile{grid-template-columns:1fr}.profile .avatar{max-width:240px}.wa-fab span{display:none}.wa-fab{padding:14px}}

.form-card .sub,.form-card p{color:var(--muted);font-size:.88rem;max-width:none}

/* CA India logo + Zoho form */
.brandline{display:flex;align-items:center;gap:16px}
.ca-logo{height:48px;width:auto;padding-left:16px;border-left:1px solid var(--line);display:block}
.ca-chip{display:inline-flex;background:#fff;border-radius:10px;padding:8px 12px;margin-bottom:14px}
.ca-chip img{height:52px;width:auto;display:block}
.form-card .req{color:#c0392b}
.form-card select{appearance:auto}
.form-card .field textarea{min-height:72px}
.form-card .formsubmit[disabled]{opacity:.6;cursor:wait}
@media(max-width:600px){.ca-logo{height:38px;padding-left:12px}.brandline{gap:12px}}

.logo-img{height:52px;width:auto;display:block}
@media(max-width:600px){.logo-img{height:42px}}